Service Charge For New Salary SB Account
| S No | Product Variant | REGULAR | SILVER | GOLD | DIAMOND | PLATINUM | |
|---|---|---|---|---|---|---|---|
| 1 | Net Monthly Salary | Less than 10 K | 10 - 25K | Above 25K upto 50K | Above 50K upto 100000 | Above 1,00,000 | |
| 2 | No of ATM Transactions | KVB ATMs - Unlimited transactions Free & Other Bank ATMs 5 Transactions Rs.20/- (incl.GST) per transaction (Financial & Rs 10/- Non-Financial Txns) | KVB ATMs - Unlimited transactions Free & Other Bank ATMs 8 Transactions Rs.20/- (incl.GST) per transaction (Financial & Rs 10/- Non-Financial Txns) | Free Unlimited transaction in KVB & Other Bank ATM's | |||
| 3 | ATM withdrwal per day | Rs 25,000 Per Day | 50,000 Per Day | 75,000 Per day | 1 Lakh Per Day | 2 Lakh Per Day | |
| 4 | POS Limit | Rs 50,000 Per Day | Rs 2 Lakhs Per Day | 3 Lakhs Per Day | 5 Lakhs Per Day | 5 Lakhs Per Day | |
| 5 | PA cover | Rs 100000 | Rs 300000 | Rs 600000 | Rs 1000000 | AD: 1200000 Hospitalization treatment due to an accident up to Rs. 25,000/-, including OPD | |
| 6 | Air Accident Cover | NA | Rs 1000000 | Rs 2500000 | Rs 5000000 | Rs 10000000 | |
| 7 | NEFT transactions | Unlimited Free NEFT both at Branch & Online | |||||
| 8 | RTGS transactions | Unlimited Free RTGS both at Branch & Online | |||||
| 9 | IMPS | Unlimited Free IMPS both at Branch & Online | |||||
| 10 | Complimentary Airport Lounge access | NA | 1 per Quarter | 2 Per Quarter both Domestic & International | |||
| 11 | Lockers ( Subject to Availability ) | No Discounts | 5% Discount for First Year | 10% Discount for First Year | 25% Discount for First Year | 50% Discount for First Year | |
| 12 | DD/Payorders | Unlimited Free DD | |||||
| 13 | Cheques Books | Free 25 Cheque leaves Per Year , Beyond Free Limit , Rs.3.00/- per leaf Insta Kit Will have 5 Cheque Leaves First Reorder will have 20 Cheque Leaves | Free 85 Cheque leaves Per Year , Beyond Free Limit , Rs.3.00/- per leaf Insta Kit Will have 5 Cheque Leaves one cheque book of 20 Cheque Leaves per Quarter | Free Cheque Book Unlimited | |||
| 14 | Demat Accounts | Free Demat Account Opening , AMC as per SOC | No account opening fee; AMC Charges for the first year waived. | Free Demat Account without any Annual Fees | |||
| 15 | E Statement | Free Monthly E Statements | |||||
| 16 | Credit Cards | NA | Subject to eligibility, Credit Card to be offered to applicants with salary of 20K plus | Subject to eligibility, Credit Card to be offered to applicants with salary of 20K plus | Subject to eligibility, Credit Card to be offered to Eligible Customers | ||
| 17 | Debit Card | VISA Classic | Rupay Platinum | Visa Platinum | Rupay Select | Visa Signature | |
| 18 | Debit Card Issuance Fee | Free | |||||
| 19 | Add On / Reissuance Card Fee | Free | |||||
| 20 | Annual Maintanance Fee | Free | |||||
| 21 | Cash remittance at base branch | Rs. 5 lakh per month beyond that, Rs.3.00 per 1000/- Min – Rs. 15/- | Rs. 6 Lakhs per month. Beyond that, Rs. 3/- per Rs. 1,000/- Min - Rs. 15/- | Rs. 8 Lakhs per month. Beyond that, Rs. 3/- per Rs. 1,000/- Min - Rs. 15/- | Rs. 10 Lakhs per month. Beyond that, Rs. 3/- per Rs. 1,000/- Min - Rs. 15/- | Rs. 12 Lakhs per month. Beyond that, Rs. 3/- per Rs. 1,000/- Min - Rs. 15/- | |
| 22 | Cash remittance at non-base branch | Free upto Rs.1,00, 000/- per day, subject to a max. of Rs. 4,00,000/- per month beyond that, Rs.3.00 per 1000/- Min – Rs. 15/- | Rs. 6 Lakhs per month. Beyond that, Rs. 3/- per Rs. 1,000/- Min - Rs. 15/- | Rs. 8 Lakhs per month. Beyond that, Rs. 3/- per Rs. 1,000/- Min - Rs. 15/- | Rs. 10 Lakhs per month. Beyond that, Rs. 3/- per Rs. 1,000/- Min - Rs. 15/- | Rs. 12 Lakhs per month. Beyond that, Rs. 3/- per Rs. 1,000/- Min - Rs. 15/- | |
| 23 | Cash withdrawal at base branch | Free without any limit | |||||
| 24 | Net Monthly Salary | Less than 10 K | 10 - 25K | Above 25K upto 50K | Above 50K upto 100000 | Above 1,00,000 | |
| 25 | Cash withdrawal at non-base branch | Free without any limit (Self Cheque).Rs.50,000/- per day per party (Third Party cheque). | |||||
| 26 | Folio Charges | Free | |||||
| 27 | Account Closure Charges | Upto 14 days Nil; < 1 yr - Rs. 300 | |||||
| 28 | Stop Payment Instruction Charges | Rs. 125/- per instrument; Rs. 250/- for series of instruments | Rs 75/- for a Instrument , Rs 200/- for a series of instrument Stop Payment ECS -Rs.100 | ||||
| 29 | Cheque Collection – Inward / Outward | Upto & Including Rs. 5000/- Rs. 25/- Above Rs. 5000/- & upto & including Rs. 10000/- Rs. 50/- Above Rs. 10000/- & upto & including Rs. 100000/- Rs. 100/- Above Rs. 100000/- Rs. 200/- | 1st Return – Rs 50 2nd Return onwards – Rs 100 | ||||
| 30 | Cheque Collection – Inward / Outward - Return Charges | Local Cheque (of our bank) Rs. 30/- Outstation Cheques 50% of commission charged as per RBI guidelines + other bank charges if any Inward Cheques(Where customer at Fault) (applicable for internal transfer of funds request also) Current and OD accounts: One day interest @ Base rate; Min. Rs. 600/- Max. Rs. 7500/- For SB accounts: Min Rs.350/- Max. Rs. 7500/- for all SB products including Edu Plus Outward Cheques (applicable for internal transfer of funds request also) SB A/cs – Rs.100/- All other a/cs Rs. 200/- | 350 for first return in a month thereafter 750 for each additional return in the same month | ||||
| 31 | ECS & NACH Mandate Regn Charges | Free | |||||
| 32 | Lost Baggage | NA | Rs 5000 | Rs 25000 | |||
| 33 | Lost Card liability | Rs 50000 | Rs 50000 | Rs 100000 | Rs 200000 | Rs 500000 | |
| 34 | Purchase protection | Rs 50000 | Rs 100000 | Rs 100000 | Rs 200000 | Rs 200000 | |
| 35 | Debit Card EMI | NA | NA | Debit Card EMI * T&C Apply | Debit Card EMI * T&C Apply | Debit Card EMI * T&C Apply | |
