Service Charge For New NR Savings Account

Product Type KVB NRO Select SB Account KVB NRE Select SB Account KVB NRE Primo SB Account KVB NRE Prestige SB Account
Monthly Average Balance Rs 10,000/- Rs 10,000/= Rs.25,000/-. Rs.1,00,000/-
Cash remittance at base branch Rs. 8 Lakhs per month.
Beyond that, Rs. 3/- per Rs. 1,000/- Min - Rs. 15/-
Free of charges upto Rs.10.00 lakh per month Thereafter charges applicable as per service charges tariff. Free of charges upto Rs.15.00 lakh per month Thereafter charges applicable as per service charges tariff. Free
Cash remittance at non-base branch Rs. 8 Lakhs per month.
Beyond that, Rs. 3/- per Rs. 1,000/- Min - Rs. 15/-
Free of charges upto Rs.10.00 lakh per month Thereafter charges applicable as per service charges tariff. Free of charges upto Rs.15.00 lakh per month Thereafter charges applicable as per service charges tariff. Free
Cash withdrawal at base branch Free without any limit (Self Cheque).Rs. 50,000/- per day per party (Third Party cheque). Free Free without any limit (Self Cheque).Rs. 2,00,000/- per day per party (Third Party cheque).
Cash withdrawal at non-base branch Free without any limit (Self Cheque).Rs. 50,000/- per day - per party (Third Party cheque). Free without any limit (Self Cheque).Rs. 2,00,000/- per day per party (Third Party cheque).
Cheque book Free cheque leaves of 100 per annum. Thereafter, Rs.3/- per cheque leaf. Unlimited Free Personalized at par cheques
Issue of demand drafts / pay orders Free DD / PO Per Month upto Rs.3 Lakh Post these limits (Rs.3 / 1000 (Min 30/-) and Max Rs.15000/-) Nil Charges Unlimited DD / PO Free
IB & MB facility Free
NEFT transactions Unlimited Free NEFT both at Branch & Online
RTGS transactions Unlimited Free RTGS both at Branch & Online
IMPS Transaction Unlimited Free IMPS both at Branch & Online
Demat Account Opening As per Schedule of Charges No account opening fee Free , AMC Charges Waived
E Statement Free Online E Statement , Monthly Auto E Statement Free Free, as per requirement
Physical Statement Branch - Rs 100/- & Rs 75/- through Phone Banking Nil Charges Free once in a quarter Free, as per requirement
Outstation cheque collection Free
Personalized banking services NA 25% Concession in Processing charges for Retail Loan accounts Dedicated RM
ATM Access KVB ATMs Other Bank ATMs - Unlimited transactions Free Rs.25/- (incl.GST) per
transaction (Financial
& Rs 20/- Non-Financial Txns)
Unlimited free transactions on KVB as well as non KVB Bank ATMs
Non-maintenance charges 6% of the shortfall in required AMB per month (Max upto Rs.600/-) In case of not meeting the above criteria, NMC will be applicable at 6% of shortfall from the Savings Balance Requirement with Max Cap of INR. 600/-
Folio Charges NA Free
Account Closure Charges Rs.300/-Charges are levied if account is closed between 14 days and 1 year. No charges would be levied if account is closed within 14 days of account
opening or after 1 year
Rs.500/-Charges are levied if account is closed between 14 days and 1 year. No charges would be levied if account is closed within 14 days of account
opening or after 1 year
Stop Payment Instruction Charges Rs 50/- for a Instrument , Rs 175/- for a series of instrument
Stop Payment ECS -Rs.100
Nil for a Instrument , Rs.175/- for a series of Instrument Nil
Cheque Collection – Inward / Outward 1st Return – Rs 50
2nd Return onwards – Rs 100
Upto & Including Rs. 5000/- Rs 20/-
Above Rs. 5000/- & upto & including Rs. 10000/- - Rs 40/-
Above Rs. 10000/- & upto & including Rs.
100000/- - Rs 50/-
Above Rs. 100000/- - Rs 100/-
1st Return – Rs 50
2nd Return onwards – Rs 100
Cheque Collection – Inward / Outward - Return Charges 350 for first return in a month thereafter 750 for
each additional return in the same month
350 for first return in a month thereafter 750 for
each additional return in the same month
₹ 300 for first time and ₹ 500 for second time onwards 350 for first return in a month thereafter 750 for
each additional return in the same month
ECS & NACH Mandate Charges ECS /NACH Registration - Free
ECS / NACH Credit Returns - Free
ECS /NACH Return Rs.350/- for first return in a month thereafter 750 for
each additional return in the same month
Debit Card Variant Visa Platinum Chip with NFS VISA Platinum / Master Platinum VISA Signature / Master World Chip with NFS VISA Infinite / Master World Elite Chip with NFS
Debit Card Issuance Fee Free
Add On / Reissuance Card Fee Rs 200/- Free
Annual Maintanance Fee Rs 250/- AMC of Rs 2000/- waived
ATM withdrawal limit Rs 50,000/- Rs 75,000/- Rs 1,00,000/- Rs 1,00,000/-
POS Limit Rs 1,00,000/- Rs 2,00,000/- Rs 4,00,000/- Rs.5,00,000/-
Airport lounge access NA 1 per quarter 2 per quarter 4 Per Quarter
KVB Reward Points > 1 Rewards Points on every 100 Rs Spent , Each point is Valued at Rs 0.25/- > 1.5 Rewards Points on every 100 Rs Spent , Each point is Valued at Rs 0.25/- > 3 Rewards Points on every 100 Rs Spent , Each point is Valued at Rs 0.25/-
PA Cover NA NA Rs 500000 Rs 500000
Air Accident Cover NA NA Rs 2500000 Rs 5000000
Lost Baggage NA Rs 5000 Rs 10000 Rs 10000
Lost Card liability Rs 100000 Rs 200000 Rs 500000 Rs 600000
Purchase protection Rs 100000 Rs 200000 Rs 400000 Rs 500000
Discount on Locker Rentals NA NA > 30% Discount on Locker rentals first Year only > 40% Discount on Locker rentals first Year only
Lifestyle & Alliance partners offers NA As per Payment Network Provider Mention Card Offers > Exclusive lifestyle & Engagement privileges through brands / alliance partners
Foreign Currency Outward Remittances by WIRE / TT / SWIFT Rs.500/- Rs.500/- Rs.75/- Free
Foreign Currency Outward Remittances by DD Rs.125/- Rs.125/- Rs.125/- Free
Foreign Currency inward Remittances by WIRE Nil Free Free Free
Foreign Currency inward Remittances by Instrument Collection Rs. 500/- Cheque Collection
Courier & Handling Charges - Rs 50
Correspondent Drawee Bank Charges -
Cash Letter Scheme - Nil
Direct Credit Scheme - On Actuals as charges by Correspondent / Drawee Bank
Rs. 500/- Cheque Collection
Cash Letter Scheme - Nil
Direct Credit Scheme - On Actuals as charges by Correspondent / Drawee Bank
Rs. 500/- Cheque Collection
Cash Letter Scheme - Nil
Final Credit Scheme - $40/-
Direct Credit Scheme - On Actuals as charges by Correspondent / Drawee Bank
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