Personal Loan (Secured)
KVB has devised this loan to help you service any personal or business needs that may arise and leave you unprepared. The uniqueness of this loan is that it can be repaid in installments or in full at the end of the loan period, whichever suits the loan taker.
- This is a short term, long term loan.
- Overdraft is also sanctioned (Secured Overdraft- Others).
- It is for individuals against (NSC / KVP certificate holders / Life Insurance Policies of LIC as well as other Private Insurance Co. where surrender value can be established).
- For personal or business purposes.
Quantum of Loan | Minimum Rs. 0.50 Lakhs. Maximum Rs. 25 lakhs |
Margin | 10% |
Maximum Repayment Tenor | Repayment under EMI upto 60 months. |
Primary Security | NSCs / KVPs / Sovereign Gold Bond / life insurance policies as per the Approved list in favour of the bank. |
Collateral Security | Nil |
Guarantee | Optional |
Processing Charges | 0.50% |
Other Terms & Conditions |
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To check all Interest rate: Click here
- This is a short term, long term loan.
- Overdraft is also sanctioned (Secured Overdraft- Others).
- It is for individuals against (NSC / KVP certificate holders / Life Insurance Policies of LIC as well as other Private Insurance Co. where surrender value can be established).
- For personal or business purposes.
Quantum of Loan | Minimum Rs. 0.50 Lakhs. Maximum Rs. 25 lakhs |
Margin | 10% |
Maximum Repayment Tenor | Repayment under EMI upto 60 months. |
Primary Security | NSCs / KVPs / Sovereign Gold Bond / life insurance policies as per the Approved list in favour of the bank. |
Collateral Security | Nil |
Guarantee | Optional |
Processing Charges | 0.50% |
Other Terms & Conditions |
|
To check all Interest rate: Click here