Jewel loan

Loans against Gold Jewelleries are one of the easiest means of finance that can be availed from our branches in no time. We offer Jewel loans Short-Term Loans (Jewel Loan - Non-Agri / Personal).

Features and Benefits
  • It is Short-Term Jewel Loan.
  • It is specific to individuals who own Gold Jewellery.
  • The loan is specifically for personal purposes.
Charges and Limits
Loan Amount Minimum Rs.10,000/-
Maximum Rs.200 lakhs
Repayment Tenor For Term Loans : 3, 6 & 12 Months
Primary Security Pledge of Gold Jewellery with Minimum purity of 22 Carats and Gold Ingots (Max of 50 Grams per customer) sold by banks.
Collateral Security Optional
Guarantee Optional
Processing Charges Term Loan :
Jewel loan limit Total Charges payable
Loan limit up to Rs.0.50 lac 40 paisa per loan of Rs.100 subject to a maximum of Rs.200/
Loan limit up to Rs.1.00 lac40 paisa per loan of Rs.100 subject to a maximum of Rs.400/
Loan limit above Rs.1.00 lac and not beyond Rs.2.00 lacs40 paisa per loan of Rs.100 subject to a maximum of Rs.800/
Loan limit above Rs.2.00 lac and not beyond Rs.3.00 lacsFlat sum of Rs. 1000 irrespective of the loan quantum
Above Rs.3.00 lacsFlat sum of Rs. 2000 irrespective of the loan quantum
Other Terms & Conditions
  • Interest to be serviced monthly.
  • The facility shall be availed only by the owners of gold Jewelleries.
  • No exchange of Jewellery/ies is/are permitted.
  • All the provisions applicable to jewel Loans (Recovery by auction, etc.,) shall be applicable.
Interest Rate

To check all Interest rate: Click here

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