Personal Loan ( Unsecured)

Our KVB - Personal Loan (Unsecured) is so designed to cater to personal needs and to meet out unforeseen exigencies.

Features and Benefits
  • This is a short term loan.
  • The loan is granted for personal purposes.
  • Process is paperless, quick and convenient.
  • In principle sanction provided in 15 minutes subject to satisfaction of CIBIL and rating scores.
Charges and Limits
Quantum of Loan Minimum Rs. 0.50 Lakhs Maximum Rs. 10 Lakhs.
Maximum Repayment Tenor. Repayment under EMI up to 60 months.
Primary security Demand Promissory note
Guarantee Credit Life Policy
Processing Charges 3.00% of the loan requested amount.
Other Terms & Conditions
  • The Net Take Home pay after deducting the proposed Loan Instalments shall be at least 25% of gross pay.
  • Salary Certificate is must to establish repayment capacity.
  • Branches shall verify credit worthiness, integrity, local standing and repayment capacity of the borrower before entertaining the proposals under the Scheme.
  • Pre-closure charges are applicable.
Interest Rate

To check all Interest rate: Click here

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