Debit Card for Savings / Current Account

Karur Vysya Bank offers Debit card services under Rupay, MasterCard and VISA platforms for Savings (except Kalpatharu Account) and current account holders. The features and benefits for the debit card are given below.

Features and Benefits
  • EMV chip card is issued along with the welcome kit for free. Customers can also avail the Debit card facility by submitting the Debit Card application at the home branch.
  • To activate the Debit Card, Customers have to set their debit card pin (Green Pin) at any of the KVB ATM / Cash recycler.
  • Debit cards can be used for ATMs, Cash Recyclers, POS and for E-commerce transactions.
  • Debit card transactions performed in ATMs, Cash Recyclers, POS terminals have to be authenticated with Debit Card Pin.
  • Debit card E-commerce transactions have to be authenticated with OTP sent to customer’s registered mobile number and registered E-mail ID of your account.
  • VISA EMV Debit cards provided in our Bank are having additional feature of “Contactless functionality”. During the card issuance this contactless option will be in disabled status and customer can enable this option using the card control options in our banking channels KVB-Dlite mobile application, KVB Internet Banking, as an when required.
  • As per the regulatory guidelines, during the issuance of Debit cards the international transactions, E-Commerce transactions will be disabled for your debit cards. To enable these facilities, customers has to make use card control option provided in our Bank’s alternate channels, KVB Dlite mobile application or KVB Internet Banking or you may reach your home branch to enable this facility.
  • Customers with KVB Debit card are advised to make use of the card control option in our Banking alternate Channels KVB Dlite mobile banking, KVB Internet Banking. The highlighted features of the Debit Card control are
    • Debit Card On/Off
    • Debit Card Safe Mode enable.
    • Enable and Disable of the transaction facilities (International transaction, E-commerce transactions, Contactless transaction).
    • Debit Card Hotlist.

    Debit cards (Business Debit Card) provided for Current accounts are having the following additional features

    • Exclusive Business Lounge access in major Airports.
    • Waiver on fuel surcharge at all retail outlets.
    • Waiver of surcharge on train tickets booked through IRCTC.
    • Lost Card Liability Insurance up to Rs. 50,000/-.
    • Personal Accident cover of Rs. 2 Lakhs ( accidental death only).
    • Discounts at major merchant locations (viz., Big Basket, Jabong, Croma and etc.,) for purchases up to 30%.

    Debit Card transactions limits are provided in the table below

    Debit card Type ATM POS/E-commerce Total Transaction limit, per day
    Rupay/VISA/MasterCard - Normal Debit Card Rs.30000 Rs.75000 Rs.105000
    VISA/MasterCard - Prestige Debit Card Rs.50000 Rs.75000 Rs.125000
    MasterCard - Pride Debit Card Rs.100000 Rs.150000 Rs.250000
    VISA/MasterCard - Business Debit Card Rs.100000 Rs.200000 Rs.300000
    Debit card Type Card to Card Funds Transfer Card to Account Funds Transfer Total Transaction limit, per day
    Rupay/VISA/MasterCard - Normal Debit Card Rs.30000 Rs.30000 Rs.30000
    VISA/MasterCard - Prestige Debit Card
    MasterCard - Pride Debit Card
    VISA/MasterCard - Business Debit Card
Facebook

Facebook

Youtube

Youtube

Instagram

Instagram

Twitter

Twitter

Linkedin

Linkedin

Whatsapp

Whatsapp

I am Kaaru